Value
Business activity
Other Credit Granting overview
A concise sample of services and capabilities associated with the recorded NIC activity.
Company profile
Company overview
Other Credit Granting
ASCFINIX MICROFINANCE PRIVATE LIMITED is a registered company in uttar pradesh. Its recorded business activity is other credit granting.
Status: Active • Registered: 2024-01-15 • NIC: 64920
Value highlights
Core business strengths that make delivery reliable and buyer-ready.
Value
Regulatory-compliant lending under NIC 64920 focused on short- to medium-term other credit granting instruments for corporate clients.
Value
Flexible underwriting and risk management that supports structured receivables, supplier finance, and working capital optimization for regional enterprises.
Capabilities
Execution capabilities across agronomy, logistics, reporting, and partnerships.
Capability
Originating and structuring non-bank credit facilities for commercial and industrial borrowers in Uttar Pradesh NCR, including term loans and revolving credit lines.
Capability
Integrating credit products with supply chain and logistics financing to improve cash flow across manufacturing corridors and distribution networks.
Capability
Delivering credit assessment, collateral management, and compliance reporting aligned with Section K financial regulations and corporate governance standards.
Other Credit Granting offerings
Signature offerings across the supply chain.
Working Capital & Short-Term Credit
Tailored short-term credit facilities for manufacturing corridors, logistics operators, and corporate services in the Uttar Pradesh National Capital Region. Structures include term loans, overdrafts, and revolving lines sized to seasonal cash flows and receivables cycles, with credit tenors from 30 days to 24 months.
Invoice Financing & Supply Chain Credit
Invoice discounting and factoring solutions that convert accounts receivable into immediate liquidity. Designed for suppliers in manufacturing clusters and technology-enabled service providers, integrating with ERP systems to automate verification and accelerate cash conversion.
Asset-Backed Lending for Operational Equipment
Secured lending programs against logistics assets, plant and machinery, and technology hardware. Financing options for acquisition, refurbishment, and fleet augmentation with bespoke amortization schedules aligned to asset life and revenue streams.
Services and capabilities
Operational services built for compliance and scale.
Credit Structuring Advisory
Design and documentation of bespoke credit facilities, covenant frameworks, and repayment schedules for corporates and project sponsors in Uttar Pradesh NCR, supported by sector risk analysis and cash flow modeling.
NIC 64920 — Other credit granting; Section K; Division 64; Group 649; Class 6492
Risk Monitoring & Collections
Ongoing portfolio monitoring, borrower performance reporting, and structured collections for non-performing exposures, combining onsite inspections across manufacturing corridors with data-driven credit surveillance.
NIC 64920 — Other credit granting; Section K; Division 64; Group 649; Class 6492
Digital Credit Deployment
Technology-enabled origination and disbursement workflows that shorten approval timelines for SMEs and corporates, including API integrations with ERP systems, e-KYC, and digital security registration.
NIC 64920 — Other credit granting; Section K; Division 64; Group 649; Class 6492
Company registration details
Performance data and compliance snapshots.
| CIN | U64920UP2024PTC195818 |
| Company status | Active |
| Registration date | 2024-01-15 |
| Company class | Private |
| Company category | Company limited by shares |
| Company sub-category | Non-government company |
| Listing status | Unlisted |
| Registrar of Companies | ROC Kanpur |
| Registered state | uttar pradesh |
| NIC code | 64920 |
| Recorded business activity | Other Credit Granting |
Performance indicators